About the Importance of QROPS

What is QROPS?

  • An Acronym that stands for Qualifying Recognised Overseas Pension Scheme
  • 'Pension Scheme' is often used in the UK instead of saying 'Pension Plan'
  • Any investment company in Canada who wants to be able to accept Cash Equivalent Transfers (CET's) of Registered Pensions from the United Kingdom must register with the UK tax authorities (Inland Revenue) as a QROPS.


  • It is very important that you choose the QROPS provider in Canada who most meets your needs as a client.

Some of the questions you may want to ask a prospective Canadian QROPS provider

  • What sort of RRSP will my funds be transferred into?
  • Can I add or withdraw funds from this RRSP?
  • Will the transfer affect my Canadian RRSP contribution room?
  • Will I receive a new tax break on the transferred monies?
  • Do you consider the present QROPS transfer regulations, a window of opportunity?
  • How long will the transfer take?
  • What are your thoughts on the currency exchange rate between the British Pound and Canadian Dollar?
  • ​Since April 6th 2015 it has been prohibited to withdraw funds from a QROPS RRSP before Age 55. QROPS providers in Canada had to add a condition to their RRSP's so that they would meet the UK Pension Age Test.​

For the opinion of our experts at UK 2 Canada Pension Transfers please complete our free assessment form.

Tip of the Week

Buying extra UK State Pension results in a fantastic return on investment!

Did you know?

From April 6th 2016 a number of changes to the UK State Pension take effect. Call Dee on 1-888-511-9766 to discuss.

Customer Testimonials

The service provided to both my wife and I was impeccable, fast, efficient and totally painless. We would highly recommend this service to anyone.

Colin & Helen Byers, Jarvie, AB

June 20th 2014

We were very pleased with the work that Mike and Dee of UK 2 Canada Pension Transfers did for us regarding my UK Pensions. We would recommend them without reservation to anybody.

Paul Chessman, Kensington, PE

June 20th 2014

After a lot of work the knowledgeable team at UK2Canada found out that I was entitled to a pension and that I could purchase several missing contribution years. This increased my pension significantly and gave me a return on  my investment in under a year! Your service is unique and I would recommend it to anyone who worked for even a few years in the UK.

Alan Farmer, Acton, ON

July 2nd 2014


We had been looking to transfer our UK pensions for some time. UK2Canada provided us with the confidence we required to get the process started, and helped us obtain additional National Insurance contributions in order to qualify for full British state pensions.  The whole process was quick and professional & I would highly recommend! 

Hayley & Steve Long, Guelph, 

ON, June 20th 2014


Pensions are being paid on time and UK2Canada made the tasks of buy back, etc. very easy. I could NEVER have negotiated the bureaucracy without your help.  Consequently, I have recommended your organisation to a number of other expats residing in Canada.

Margaret Evered, Toronto, ON

June 20th 2014


Our Videos

uk2canada videos tv

We've developed several videos explaining all about the UK State Pension.

View our UK State Pension Videos


Mike Rochford - UK2Canada Pension Transfers


I immigrated to Canada in 1996, with my wife and four children and we settled in Guelph, Ontario. Throughout my career in the UK I held various management positions at numerous banks, building societies and insurance companies.I also spent a significant time as a civil servant at the Inland Revenue. This experience puts me in an ideal position to advise on UK Pensions.

uk2canada busLearn more about UK2Canada!



Contact Us

map5823 Sixth Line East, Ariss, Ontario, N0B 1B0

map1-888-511-9766 (toll free)